Have a few minutes to spare? Why not use them to start saving? 💰📱
Opening your first bank account used to mean filling out forms, preparing documents, and making a trip to the bank. But with BDO Pay, getting started with your finances can now be done right from your smartphone.
If you have a driver’s license, you can use it to open a BDO Basic Account in just a few minutes, making it easier to take that first step toward managing your money.
Your Driver’s License Can Help Get You Started
We’re already used to doing so many everyday things with just a few taps, from booking rides and ordering food to paying for coffee. So why shouldn’t opening a bank account be just as convenient?
With the BDO Pay app, you can open your first BDO Basic Account using your driver’s license as your valid ID. You can also use your passport if you don’t have a driver’s license.
The best part? The account comes with no required initial deposit and no maintaining balance, making it a practical option for those who are just starting their banking journey.
The entire application can be completed digitally, so there’s no need to deal with lengthy forms or make a trip to a branch just to open your account.
How to Open a BDO Basic Account
Getting started is pretty straightforward:
- Download the BDO Pay app and tap “Open a Basic Account.”
- Prepare your driver’s license for identity verification.
- Scan your ID and take a selfie.
- Enter your details and submit your application.
Once your application is approved, your account is ready to use.
One App for Everyday Money Needs
Once your Basic Account is linked to BDO Pay, you can use the app for many of your everyday banking needs.
You can:
📱 Scan QRPh codes and pay directly from your BDO account or Debit Card
💸 Send Money to other e-wallets or banks for free
🧾 Pay Bills to more than 2,200 billers with no fees
💰 Request Money from friends and family
🍕 Split Bills with friends
🎁 Enjoy exclusive BDO deals and rewards
You can also request a physical card that you can use for free withdrawals at BDO ATMs.
Banking That Fits Your Everyday Lifestyle
For young professionals and anyone trying to get better at managing their money, having a starter account that’s easy to access can make a difference.
With a BDO Basic Account, you can securely access your funds through more than 5,000 BDO ATMs and Cash Deposit Machines nationwide, giving you convenient access to your money when you need it.
And because your banking is right on your phone, checking your finances and making everyday payments can fit more easily into your routine.
Get Rewarded for Sharing BDO Pay
There’s also an extra perk for existing BDO Pay users.
From October 1, 2026 to January 31, 2027, eligible users can earn ₱100 in cash credits for every successful referral, while the friend who signs up using the referral code gets ₱50 in cash credits.
To join, simply:
- Open the BDO Pay app
- Tap More
- Select Refer a Friend
- Share your referral code
Users can receive up to ₱1,000 in cash incentives during the promo period.
Ready to Take the First Step?
Whether you’re opening your first bank account or simply looking for a more convenient way to manage everyday expenses, getting started doesn’t have to be complicated.
With just your smartphone and a valid ID like your driver’s license, you can open a BDO Basic Account through BDO Pay and start building better money habits, one small step at a time.
Download the BDO Pay app and open your BDO Basic Account today.
